Consumer Attorneys protect people from unsafe products, unsafe medicine, unfair business practices, and unscrupulous, negligent corporate conduct. We represent consumers who are facing harassment and rights violations from over-zealous creditors and their collections agents. If you are being harassed, sued, or threatened to be sued by a debt collector, the attorneys at Chavin Mitchell Shmuely are here to help.

Our attorneys fight to minimize or eliminate the debt owed through the protection of federal collections legislation, smart negotiations, and aggressive litigation. We will defend your case and help prevent negative outcomes which may include: default judgment, having your wages garnished, having your bank accounts frozen, or even having your personal property sold at auction.

Depending on the circumstances, you may be owed money if you were sued improperly or if you were harassed by debt collectors.

Florida Deceptive Unfair Trade Practices Act Claims

A consumer should feel safe and confident when purchasing goods or services from a business. However, some businesses attempt to be deceitful or use other unlawful practices to gain an unfair advantage over you, the consumer. A business cannot deceive you about the quality of its goods or attempt to hide specific terms of a service provided.

Specific Florida state and federal laws exist to protect consumers from such practices in a variety of situations such as obtaining a loan, purchasing a car, credit reporting, and many more.

These laws include the following scenarios and many more:

• Bait and Switch marketing schemes
• Deceptive “ponzi” or “pyramid” schemes
• Employment opportunity that required an undisclosed pre-investment
• False Advertising
• Mortgage or foreclosure scams
• Obtaining a loan or credit card with unreasonable terms or fees
• Purchasing a defective car, “Lemon Law”
• Unfair or inaccurate credit reporting

Consumer law is a broad area of law that may apply to you in a situation we have not already listed. A consultation with one of our attorneys will provide a better understanding of what your legal position may be.